We collect this information using various methods such as:. This file contains information such as the domain name, the internet access provider and the operating system as well as the date and time of access by the user. Cookies cannot damage your computer in any way. Cookies are not used to determine the identity of an individual who visits our Website.
Cookies allow us to identify, in particular, your geographic location and the display language in order to improve your online browsing experience. They also enable us to process information about your visit to our website, such as the pages viewed and the searches made, in order to improve our Website content, to follow your areas of interest and offer you more suitable content.
If you do not want to receive cookies from our Website, you can adjust your browser settings accordingly. To manage your choices, each browser has a different configuration. We recommend, however, that you do not deactivate our cookies. Keep in mind that if you block, turn off or reject our cookies, some of our webpages will not display correctly or you will no longer be able to use some of the services we offer.
In this case, we cannot be held liable for any consequences related to the reduced functionality of our services arising from our inability to store or consult the cookies required for its functioning and which you have declined or deactivated. Lastly, by clicking on the dedicated icons of social networks such as Twitter, Facebook, Linkedin, etc.
These types of cookies are downloaded to your device only on condition that you have given your consent by continuing to browse our Website. You can, however, at any time revoke your consent to these social networks downloading these types of cookies.
An IP address is a unique identifier used by some electronic devices to identify and communicate with each other on the internet. When you consult our Website, we can use the IP address of the device used by you to connect you to the Website. We use this information to determine the general physical location of the device and to know in which geographical areas visitors are located. The Website uses Google Analytics to generate statistical reports.
These reports tell us, for example, how many users consulted the Website, which pages were visited and in which geographical areas Website users are located. The information gathered via the statistics may include, for example, your IP address, the Website from which you arrived at our Website and the type of device that you used. Website traffic information is only accessible to authorized staff. We do not use any of this information to identify visitors and we do not share this information with third parties.
When you download, access, and use the Website, it may use technology to automatically collect:. If you do not want us to collect this information do not download the application, delete it from your device, or you may opt out at any time by changing your device settings rre;ated to this Website through your device, for example, by turning off location services for the Website. We process your personal data as part of the performance and management of our contractual relationship with you, in our legitimate interest to improve the quality and operational excellence of the services we offer to you, or in compliance with certain regulatory obligations.
Your personal data may also be processed based on your prior consent in the event that under certain circumstances, your consent would be requested. The security and confidentiality of your personal data are of great importance to us. This is why we restrict access to your personal data only to members of our staff who need to have this information in order to process your orders or to provide the requested service. We will not disclose your personal data to any unauthorized third parties.
We may, however, share your personal data with entities within the Sodexo group and with authorized service providers for example: technical service providers hosting, maintenance, consultants, etc. We do not authorize our service providers to use or disclose your data, except to the extent necessary to deliver the services on our behalf or to comply with legal obligations.
Furthermore, we may share personal data concerning you i if the law or a legal procedure requires us to do so, ii in response to a request by public authorities or other officials or iii if we are of the opinion that transferring these data is necessary or appropriate to prevent any physical harm or financial loss or in respect of an investigation concerning a suspected or proven unlawful activity.
We may partner with third parties to provide advertisements to visitors through the Website. These third parties are only provided the information necessary to perform their services and are only permitted to use such information for the provision of such services. We may also aggregate general statistics that we gather about visitors, sales, traffic patterns, and services and provide these statistics to third parties; however, when we do, these statistics will not include any personal information that identifies individuals.
Your User Contributions are posted on and transmitted to others at your own risk. Please be aware that no security measures are perfect or impenetrable.
Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons. We will store your data only for as long as necessary to fulfill the purposes for which it was collected and processed.
This period may be extended, if applicable, for any amount of time prescribed by any legal or regulatory provisions that may apply. The Website is for use by adult persons who have the capacity to conclude a contract under the legislation of the country in which they are located. This Webste is not directed towards children under 16 years of age. No one under age 16 may provide any information to the Website.
We do not knowingly collect personal information from children under If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at privacy. As Sodexo is an international group, your personal data may be transmitted to internal or external recipients that are authorized to perform services on our behalf and that are located in countries outside the country where data was collected such as in the United States or Canada.
In the event that personal data is transferred internationally, the government, courts, law enforcement or regulatory agencies of the transferred to jurisdiction may be able to obtain disclosure of the data through the laws of that jurisdiction. To guarantee the security and confidentiality of personal data thus transmitted, we will take appropriate measures to ensure that these data receive adequate protection, such as signing standard European Commission contractual clauses or other equivalent measures.
If you have questions about use of your personal data or a request regarding your personal data, you can contact us by writing to us at the following address - privacy.
Please state your last name, first name and provide your question or request. We will most likely ask you for additional information in order to identify you and to enable us to handle your request.
If you are dissatisfied with our response, you may then seek further recourse by contacting the competent Supervisory Authority or the relevant competent court. We implement reasonable technical and organizational security measures to ensure security and confidentiality in processing your personal data.
To this end, we take all necessary precautions given the nature of the personal data and the risks related to its processing, in order to maintain data security and in particular to prevent distortion, damage or unauthorized third-party access physical protection of the premises, authentication procedures with personal, secured access via identifiers and confidential passwords, a connection log, encryption of certain data, etc.
We also request that our third-party service providers use commercially reasonable security measures to protect your information from unauthorized access or use. However, no method of electronically transmitting or storing data is ever completely secure, and therefore, we cannot guarantee that your information will never be accessed, used, or disclosed in a manner that is inconsistent with this Privacy Policy.
If you have any questions or comments with regard to this policy, please do not hesitate to contact us at the following address privacy. The words "we," "us," and "our" refer to MetaBank, the issuer of BitePay. The words "you" and "your" mean you, the individual s identified on the Account. When you use a product or service to which this Disclosure applies, you agree that we may provide you with any Communications in electronic format, and that we may discontinue sending paper Communications to you, unless and until you withdraw your consent as described below.
All Communications that we provide to you in electronic form will be provided by with an app notification or e-mail. How to Withdraw Consent. You may withdraw your consent to receive Communications in electronic form at any time by turning off app notifications. We will not impose any fee to process the withdrawal of your consent to receive electronic Communications.
Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal. In the meantime, you will continue to receive Communications in electronic form. If you withdraw your consent, the legal validity and enforceability of prior Communications delivered in electronic form will not be affected.
How to Update Your Records. Hardware and Software Requirements. In order to access, view, and retain electronic Communications that we make available to you, you must have the current version of the Bite App on your mobile device. Requesting Paper Copies. We will not send you a paper copy of any Communication, unless you request it or we otherwise deem it appropriate to do so. You can obtain a paper copy of an electronic Communication by printing it yourself or by requesting that we mail you a paper copy, provided that such request is made within a reasonable time after we first provided the electronic Communication to you.
To request a paper copy, contact us by e-mail at bitepay foundrypayments. We may charge you a service charge for the delivery of paper copies of certain Communications provided to you electronically pursuant to this authorization. See the fee schedule in your Agreement for details about this service charge. We reserve the right, but assume no obligation, to provide a paper instead of electronic copy of any Communication that you have authorized us to provide electronically.
Communications in Writing. All Communications in either electronic or paper format from us to you will be considered "in writing. Federal Law. You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.
We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law. You will be charged after you have not completed a transaction using your card for twelve 12 months.
Your funds are eligible for FDIC insurance. See fdic. For general information about prepaid accounts, visit cfpb. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at or visit cfpb. The Card is nontransferable, and it may be canceled at any time without prior notice subject to applicable law.
Please read this Agreement carefully and keep it for future reference. Your Card is a prepaid card, which allows you to access funds loaded to your Card account. You should treat your Card with the same care as you would treat cash.
We encourage you to sign your Card when you receive it. This Card is intended for personal, family, or household use and not intended for business purposes. Your Card account does not constitute a checking or savings account and is not connected in any way to any other account you may have.
The Card is not a gift card, nor is it intended to be used for gifting purposes. The Card is not a credit card. You will not receive any interest on the funds in your Card account.
We may close your Card or refuse to process any transaction that we believe may violate the terms of this Agreement or represents illegal or fraudulent activity. You are responsible for notifying us immediately upon any change to your address, phone number, or email address.
If your address changes to a non-US address, we may cancel your Card and return funds to you in accordance with this Agreement. To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card.
When you request a Card, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. You may be limited in use and features until we have been able to successfully verify your identity. To be eligible to use and activate the Card, you represent and warrant to us that: i you are at least 18 years of age; ii the personal information that you have provided to us is true, correct and complete; iii you have read this Agreement and agree to be bound by and comply with its terms.
Tell us AT ONCE if you believe your Card has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission. Calling Customer Service is the best way of keeping your possible losses down. You could lose all the money in your account. Also, if your electronic history shows transfers that you did not make, including those made by your Card or other means, tell us at once.
If you do not tell us within 60 days after the earlier of the date you electronically accessed your account if the unauthorized transfer could be viewed in your electronic history , or the date we sent the FIRST written history on which the unauthorized transfer appeared, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason such as a long trip or a hospital stay kept you from telling us, we will extend the time periods.
Visa Zero Liability policy covers U. You must notify us promptly of any unauthorized use. For additional details visit www. For purposes of this Agreement, our business days are Monday through Friday, excluding Federal holidays. Customer Service hours may differ. Each time you use your Card, you authorize us to reduce the value available on your Card by the amount of the transaction and applicable fees. If you use your Card number without presenting your Card such as for an internet transaction, a mail order or a telephone purchase , the legal effect will be the same as if you used the Card itself.
You may use your Card to purchase or lease goods or services wherever your Card is honored as long as you do not exceed the value available in your Card account. Your Card can also be used to:. You CANNOT use your Card to: i exchange your Card for its cash value; ii perform any illegal transactions; iii use the bank routing number and account number to make a debit transaction with any item processed as a check these debits will be declined and your payment will not be processed ; or iv make business-related transactions.
Nevertheless, if a transaction exceeds the balance of the funds available in your Card account, you will remain fully liable to us for the amount of the transaction and agree to pay us promptly for the negative balance. If your Card has a negative balance, any deposits will be used to offset the negative balance.
We may also use any deposit or balance on another Card you have with us to offset a negative balance on this Card. See the Limits table below for limitations on amount and frequency for different load methods.
The only federal payments that may be loaded to your Card via ACH credit are federal payments for the benefit of the primary cardholder. If you have questions about this requirement, please call Customer Service. We will reject any loads that exceed the maximum balance allowed on your Card. There are also maximum load restrictions we may place on your Card when aggregated with any other Cards you have.
You agree to present your Card and meet identification requirements to complete load transactions as may be required from time to time. Split Transactions : If you do not have enough funds available in your Card account, you may be able to instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with another form of payment. Four 4 times per twenty-four hours, ten 10 times per seven 7 days, Fifteen 15 times per thirty 30 days. We may disclose information to third parties about your Card account or the transactions you make:.
You may be able to get a receipt at the time you make any transfer to or from your account using an a point-of-sale terminal. You may need a receipt in order to verify a transaction with us or the merchant.
You may obtain information about the amount of money you have remaining in your Card account by calling Customer Service. This information, along with a day history of account transactions, is also available on our app. You also have the right to obtain a sixty 60 day written history of account transactions by calling or writing Customer Service. If you have told usin advance to make regular payments out ofyour Card account, you can stop any of these payments.
Call or write to Customer Service with the contact information located at the beginning of this Agreement in time for us to receive your request three business days or more before the payment is scheduled to be made.
If you call, we may also require you to put your request in writing and get it to us within 14 days after you call. If these regular payments vary in amount, the person you are paying should tell you, at least 10 days before each payment, when it will be made and how much it will be.
If you order us to stopone of these payments three business days ormore before the transfer is scheduled, and wedo not do so, we will be liable for your losses or damages. If we do not complete a transaction to or from your Card account on time or in the correct amount according to our Agreement with you, we will be liable for your losses and damages proximately caused by us.
However, there are some exceptions. We will not be liable, for instance:. When you use an ATM not owned by us, you may be charged a fee by the ATM operator and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer.
If you have arranged to have direct deposits made to your account at least once every 60 days from the same person or company, the person or company making the deposit should tell you every time they send us the money. You can call Customer Service to find out whether or not the deposit has been made.
Once the final payment amount is received, the preauthorization amount on hold will be removed. During this time, you will not have access to preauthorized amounts. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold for that amount of funds. If you are entitled to a refund for any reason for goods or services obtained with your Card, the return and refund will be handled by the merchant.
If the merchant credits your Card, the credit may not be immediately available. While merchant refunds post as soon as they are received, please note that we have no control over when a merchant sends a credit transaction and the refund may not be available for a number of days after the date the refund transaction occurs.
We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. If you need to replace your Card for any reason, please contact Customer Service. See Long Form for applicable fees. You will not be charged a fee for replacement cards that we send due to expiration of the Card.
If you allow another person to use the Card, you will be responsible under this Agreement for all transactions made by that person, regardless of whether you intended to be responsible for all of them, as well as all associated fees and charges, even if any of those transactions, fees or charges caused your balance to go negative. You agree that we may monitor and record any calls or other communications between us and you. You also agree that we or our service providers may contact you with any contact information you provide to us, including cellular and wireless phone numbers, landline numbers, and email addresses.
You also agree that we or our service providers may contact you by using an automated dialing or email system, by text, or artificial or recorded voice. You agree to pay any service charges assessed by your plan provider for communications we send or make to you or that you send or make to us.
Translations of this Agreement that may have been provided are for your convenience only and may not accurately reflect the original English meaning. The meanings of terms, conditions, and representations herein are subject to definitions and interpretations in the English language. You may close your Card at any time by contacting Customer Service. Your request for Card closure will not affect any of our rights or your obligations arising under this Agreement prior to the request.
Should your Card account be closed, we will issue you a credit for any unpaid balances, subject to fees as disclosed in the Long Form.
We reserve the right to close your Card account should you complete or attempt to complete any of the prohibited actions in this Agreement. You may not assign or transfer your Card or your obligations under this Agreement. We may, however, transfer or assign our rights under this Agreement, including any balances in your Card account. If we assign our rights, you will get a notification from us. Regardless of where or how we are served, we will comply with any state or federal legal process, including, without limitation, any writ of attachment, adverse claim, execution, garnishment, tax levy, restraining order, subpoena or warrant we believe to be valid relating to you or your Card.
You agree that we will honor legal process that is served personally, by mail, or by facsimile transmission at any of our offices including locations other than where the funds, records or property sought is held , even if the law requires personal delivery at the office where your Card account records are maintained.
You agree that we will have no liability to you for honoring any such legal process. You also agree that we will have no obligation to assert on your behalf any applicable exemptions to execution or attachment under any applicable state or federal law.
We may refuse to permit withdrawals or transfers from your account until such legal process is satisfied or dismissed, even if such action results in insufficient funds to satisfy an obligation you may have incurred. We may deduct such expenses from your Card account or any other account you may have with us without prior notice to you, or we may bill you directly for such expenses and fees. When we receive an order instructing us to restrict access to funds in a Card account, we may remove the funds from the account and maintain them separately.
You will be notified of any change to this Agreement in the manner required by applicable law prior to the effective date of the change. However, if the change is made for security purposes, we can implement such change without prior notice.
We do not waive our rights by delaying or failing to exercise them at any time for example, assessing a fee less than described, or not all, for any reason does not waive our right to begin charging the fee as set forth in this Agreement without notice. If any provision of this Agreement is determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement will not be affected.
This Agreement will be governed by the law of the state of South Dakota except to the extent governed by federal law. Should your Card have a remaining balance after a certain period of inactivity, we may be required to remit the remaining funds to the appropriate state agency.
We have put this Arbitration Clause in question and answer form to make it easier to follow. However, this Arbitration Clause is part of this Agreement and is legally binding. The hearing is private. There is no jury. For over a decade, the App Store has proved to be a safe and trusted place to discover and download apps.
And a big part of those experiences is ensuring that the apps we offer are held to the highest standards for privacy, security, and content. Because we offer nearly two million apps — and we want you to feel good about using every single one of them. Stories and collections that inform, help, and inspire. Updated daily. Original stories by our editorial team bring you everything from exclusive world premieres to behind-the-scenes interviews.
Tap the Today tab and read about influential developers and game creators, learn a few tips and tricks, or see how apps are changing how people work, play, and live. Visit the Today tab. Explore in-app events like movie premieres, gaming competitions, and livestreams. Or find them via search and on app product pages. Discover amazing apps with a rich search experience. App product pages give you the information you need when deciding what to download.
Each app is required to ask for your permission so you can choose what data to share. Even if you grant access once, you can revoke it later. We also ensure that apps are denied access to certain sensitive data on your device, are unable to modify your device or OS, and are prohibited from obtaining complete access to your data. System-level protections prevent an app from accessing data from other apps without your explicit permission. When you download an app, it should work as promised.
Which is why human App Reviewers ensure that the apps on the App Store adhere to our strict app review standards. Our App Store Review Guidelines require apps to be safe, provide a good user experience, comply with our privacy rules, secure devices from malware and threats, and use approved business models.
Learn more about the App Store Review Guidelines. You should never have to worry about inappropriate content. We strongly support all points of view being represented on the App Store. But we also take steps to make sure apps are respectful to users with differing opinions, and we reject apps with any content or behavior that we believe is over the line — especially when it puts children at risk. Every app has an assigned age rating, so parents can determine what is appropriate for their children.
Apps must follow an approved business model and clearly show you the price, tell you what you get with your purchase, and explain subscription-renewal terms up front. Apps help unlock the full potential of your Apple devices. Apple products use industry-leading technology to bring apps to life — so you can experience more of the amazing things your devices are capable of.
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